When there's scam emails (ie; xyz company name especially retailers @ xyz) also, fraudulent purchases made online, people need a centralized place to provide information to report they've been scammed etc. Recently, I experienced a fraudulent purchase on an acct. of mine- I wouldn't have even know had I not "happened to" check to see if a payment was posted (used only to keep active). Also, I get plenty of physhing scam-type emails (sent to spam folder) that it makes you wonder if it's "inside" individuals w/access (seeling the info or???) Actually, a couple of yrs ago, there was a purchase made at a Walmart 100 miles away that was "stated in the investigation" ... CARD was used- it was obvious that "someone" must have "manually" entered the card # as #1 card had NEVER been "physically used" by me AND there were no authorized users. In THAT case, it HAD TO BE an employee (I had had a recent online return done w/customer service assist over the phone... connect-the-dots) Businesses need to know what & how their business names & customers (card holders etc) accts. are being used. EVERYTHING has to be a collective effort to stop scams & fraud. It can't just be "written off" as costs of doing business & cyber risks. If there are consequenses & "exposure" then something WILL help limit damages for all.
